Insurance Company in Panama City Beach, Florida

We consider it a privilege to own an insurance company in Panama City Beach, Florida. The panhandle is a diverse area which allows us the opportunity to write multiple lines of insurance. All the way from auto and home, to Mega-Yachts and luxurious gulf front condos. No matter where your property is located within the state of Florida, we can help! Sugar Sands Insurance Agency doesn’t stop there! We also write commercial policies, along with taking care of all of your financial needs. Such as, various life insurance and investment products. Our entire staff is licensed to talk, sell, and service all of your insurance needs. We are the insurance company Panama City Beach FL trusts and we look forward to securing what matters the most to you!


At Sugar Sands Insurance we continue to increase our options for our customers to be able to provide the most up to date and innovative insurance products on the market. We are proud to announce that we are now licensed to write insurance in the state of Alabama.

Whether you have a condo in Orange Beach, a lake house in Eufala, or your primary home in Dothan, we can help anywhere in the state.

We truly appreciate the trust you have placed with us in allowing us to insure your properties in Florida. We would love to opportunity to look at yours, your family, or your friends properties in Alabama.

Call Today! 850-238-3265