Our Team


Matt Griffitts – Agency Owner/Principal

mattI am proud to say that I am a fifth generation Panama City resident. I graduated Bay High School in ’97 and went on to attend Florida State University pursuing a degree in Hospitality. After working in the hotel management field for more than 15 years, my wife and I decided to venture out and open Sugar Sands Insurance Agency on the east end of Panama City Beach. I sit on the Panama City Beach Chamber Board of Directors and the Florida Restaurant and Lodging Association Bay County Chapter. My vision for the beach is much like that for my agency… GROWTH! I am honored to serve fellow Panama City Beach residents by insuring the things that matter most to them.


Patrice Griffitts – Licensed Sales Producer/Marketing Manager

patriceI graduated from Florida State University in 2003 with my MBA. My husband Matt and I opened Sugar Sands Insurance in August 2015. I enjoy working as a team with the other agents in the office and accomplishing goals together. Developing friendships with not only our customers but with a network of other local professionals is a bonus that comes along with my job. I am a proud mother to three amazing children: Caylee, Calvin, and Braydon. I love being on the boat and going to the beach!